The Free Life Planner is an AI-powered "GPS for your life" designed to solve a deadly problem: homeless individuals facing critical information gaps about available resources while struggling with hunger, exposure to the elements, and exhaustion. The system works like a sophisticated survival assistant - users will be able to text, call or browse from any phone to describe their situation, and it will generate detailed, step-by-step plans with backup options: "Go to this pantry at this address. If it's closed, drive 3 blocks to this kitchen. Pick up a sponsored phone here. Sleep at this shelter tonight." Built on AI planning algorithms, it knows of many local resources, their hours and requirements, adapts when plans fail, and learns from user feedback to continuously improve. The developer's own experience with homelessness inspired this illustrative concept of how systematic AI assistance could transform difficult struggles into guided pathways toward stability. As free software that costs nearly nothing to replicate, it represents a virtual safety net that could be deployed globally to assist thousands of lives by getting safety-critical information to those who need it most - because every day of delay means people suffer needlessly when the resources to help them already exist, they just need a helping hand to more fully access them.